Financial Calculators

Use the quick links below to jump to the different types of *calculators and then click a calculator name to open the calculator in a new window.

Mortgage Calculators

Mortgage comparison: 15 years vs. 30 years
Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.

Mortgage Payoff
Save thousands of dollars in interest by increasing your monthly mortgage payment.

Mortgage Points Calculator
Should you buy points? Use this calculator to find out.

Mortgage Qualifier
Can you buy your dream home? Find out just how much you can afford!

Refinance Breakeven
Should you refinance your mortgage? Use this calculator to determine when you will breakeven!

Rent vs. Buy
Are you better off buying your home, or should you continue to rent?

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Loan Calculators

Amortizing Loan Calculator
Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!

Loan Comparison Calculator
Use this calculator to sort through the monthly payments, fees and other costs associated with comparing loan options.

Loan Prequalification Calculator
Use this calculator as your first step in determining your ability to qualify for a loan.

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Credit Cards and Debt Management

Accelerated Debt Payoff
Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff.

Credit Card Payoff
Use this calculator to see what it will take to payoff your credit card balance, and what you can change to meet your repayment goals.

Personal Debt Consolidation
Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.

Roll-Down Your Credit Card Debt!
The Credit Card Roll-Down Calculator applies two simple principles to paying off your credit card debt.

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Auto Calculators

Auto Loans
Find out how much automobile you can buy based on your monthly payment, or find out your loan payment based on your purchase price!

Home Equity vs. Auto loan
Use this calculator to determine if a home equity loan makes sense for your next automobile purchase.

Lease vs. Buy
Should you lease your next automobile or finance it? Find out with this calculator!

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Retirement Savings and Planning

Social Security Benefits
Use this calculator to estimate your Social Security benefits.

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Tax Calculators

1040 Tax Calculator
How much in income taxes will you pay? Use this 1040 tax calculator to help determine your tax bill for next April.

Earned Income Credit (EIC) Calculator
Use this calculator to determine if you qualify for the Earned Income Credit and if so, how much it might be worth.

Estate Tax Planning
Knowing your potential estate tax liability is a great place to start your estate tax plan. Use this calculator to estimate your estate tax liability.

Marginal Tax Rate Calculator
Use this calculator to determine your marginal and effective tax rates. This calculator sorts through the tax brackets and filing options to calculate your true tax liability.

Payroll Deductions
Use this calculator to help you determine the impact of changing your payroll deductions.

Section 125 Cafeteria Plan
Use this calculator to see how participating in your employer's Section 125 Cafeteria Plan can help you pay less tax, and increase your net take home pay.

Self-Employment Taxes
If you are self-employed, operate a farm or are a church employee use this calculator to determine your self-employment taxes.

U.S. 1040EZ Tax Estimator
Many people can use the 1040EZ tax form instead of the more complicated 1040 to calculate their taxes. Containing only seven required inputs, the 1040EZ is one of the quickest forms to calculate your tax bill.

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Personal Finance

Checkbook Balancer
Balance your checkbook with this quick and easy calculator.

Home Budget Analysis
Analyze your budget, see where your money goes and find out where you can improve!

Should my spouse work?
This calculator is designed to help you see the financial impact of having either one or two incomes for your household.

Student Budget
This calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution.

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Insurance Calculators

Health Savings Account (HSA) Contribution Calculator
This Health Savings Account (HSA) calculator determines the amount you are allowed to deposit into an HSA account for the current tax year.

Life Insurance Calculator
How much life insurance do you really need? Find out here!

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Business Calculators

Breakeven Analysis
Find out how many and what price you must sell your product at to make a profit.

Business Valuation
Enter your cash flow information, your cost of capital and your growth rate to determine your business NPV valuation.

Cash Flow Calculator
Having adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business.

Commercial Loan Calculator
Use this calculator to estimate your debt service coverage with a new loan. If your debt service coverage is high enough, including your new loan payment, you have a good chance of being approved.

Financial Ratios
This calculator helps you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency and profitability.

Inventory Analysis
Use this calculator to determine how much inventory you should hold, and efficient timing of your inventory orders.

Like Kind Exchange
This calculator is designed to calculate and the recognized loss, gain and the basis for a Like Kind Exchange.

Profit Margin Calculator
This calculator can help you determine the selling price for your products to achieve a desired profit margin.

Working Capital Needs
Working capital essential to running your business. This calculator assists you in determining your working capital needs for the next year.

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Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. Please call us for personalized advice for any financial issues you may have.

* Calculators provided by the Accountant Site and DinkyTown.Net.